Bankruptcy Law

Debt Management:

• Restructuring Plans: Guiding clients through Chapter 11 reorganizations for businesses or Chapter 13 for individuals, developing repayment plans tailored to financial situations.

• Creditor Negotiations: Engaging with creditors to negotiate reduced payment terms, debt forgiveness, or structured repayment schedules to alleviate financial pressure.

Asset Protection:

• Safeguard Strategies: Advising on legal methods to protect exempt assets (e.g., homesteads) and maximize retention during bankruptcy proceedings.

• Exemption Planning: Identifying and applying state and federal exemptions to shield critical assets, ensuring clients retain essential property.

Filing Assistance:

• Document Preparation: Assisting with the preparation of detailed bankruptcy petitions, schedules, and statements of financial affairs for accurate filings.

• Compliance Oversight: Ensuring adherence to federal bankruptcy codes and Oklahoma-specific requirements, avoiding procedural errors that could jeopardize cases.

Financial Recovery:

• Post-Bankruptcy Advice: Providing guidance on rebuilding credit, managing finances, and avoiding future insolvency after discharge or dismissal.

• Creditor Communication: Managing ongoing interactions with creditors post-filing, ensuring compliance with automatic stay provisions and discharge orders.